What standard user is more secure than the administrator?

Currently I use a microsoft administrator account to use features of windows 8

and I created a local administrator account, just in case where my hotmail account becomes unavailable (virus or other)
Is it a good idea to turn the account of the tail (daily use) on a standard account for safer surfing?, can I avoid malware or wht other benefits practicl I'd get by opting for a standard account, while leaving the local account as an emergency solution administrator?
Is this a good idea or another combination would be better?

But if an administrator is infected, others will also suffer same infections with a few exceptions for personal & preferendces folders, right?

If the infection is bad for an administrator of the computer does not restart for others, no?

It's all depends on the infection/infestation.  More focus on the access of the user and once then they may have a specific task - if they can perform this task - they do not need infection/infestation of someone else on the machine.

Tags: Windows

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