php credit card processing

My company has merchant is raise my rates and me to buy new software. I'm looking for a different solution, and anyone who is familiar with the treatment of credit cards may be able to give me some good advice.

So far, I used the software that I have installed on my computer that allows me to process transactions over the Internet. My question is: when someone gives me a credit card number, can I process using a secure page credit cards, coded with php? I have a dedicated IP address, I can get an SSL certificate, and I can sign with a credit card as Authorize.net gateway. Why should a merchant account (which will charge me a percentage of what I do)?

There are a number of scripts available in the credit card processing good php. I can get around the company merchant account by using a php page that will process my credit cards?

Hi John

This is in addition to what Alex wrote, just to add a little more information for those interested.

Alex Cook, is correct on the PCI compliance (although I thought that the date for compliance was "recovery" a few years) but only if you do the full transaction service yourself and not through a merchant account. But and this is a big BUT, you always conform to your side of the service, (do not forget to secure pay and the sum of $3,000), your merchant service should make the rest of the present for you,.

Another thing I forgot to mention - you must also register and comply with any legislation of data protection for the country that trade you from and to comply with any law in other countries you trade with.

Paila Z

Tags: Dreamweaver

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