Sharing the family allows no more than one card associated with the account

When in the family sharing there not a way to link the two cards? One for each parent/guardian?  Seems silly to charge only one card, when people still sometimes have separate bank accounts... is there a way around this?

That's how the family sharing is designed. Only one, the Organizer is responsible for all payments.

The only exception to this is if any family member has an iTunes gift card redeemed to their account, purchases Member makes is deducted from the gift card first, before using the organizers payment method.

Tags: iCloud

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