problem error 5 HP 12 c

Hello Forum - my 12 c calculator financial continues to return 'Error 5' when trying to solve the number of periods (n) necessary to amortize 175000 (PV) 7% with $ 1,000 per month payment (PMT). I have new batteries; I erased all financial records each time; I entered the quantity PMT of 1000 as a negative number. The 12 c will deliver the number of periods needed for any number of PV until 171000. But if I try 172000 or any number greater than one, I get the dreaded error 5. What gives? Also of note, my function NPER of Excel 2010 does the same to 172000 level. Searched the web, but still don't get it. All help much appreciated. Roland Casad, Portland, OR.

Hello

172000 @ 7% per year has about 1003.33 monthly, so 1000 per month interest will never pay off (so the computer can not find a solution and gives an error).

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